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Open an Account

No time to come by a branch? No problem! We bring the bank to you.


To open an account, click the Open an Account button below and follow the prompts. It will only take a few minutes and you’ll be on your way!

Currently, we offer online applications for:

  • Checking PLUS
  • Classic Checking
  • Simple Savings
  • Advantage Money Market
  • Choose Your Term CD: 6 month and 1, 2, 3, 4, 5 and 7 year options
All U.S. residents are welcome to apply for our Checking PLUS, Classic Checking, Simple Savings, Advantage Money Market and Certificates of Deposit through our online application. We also offer minor accounts for all products with a guardian as a signer. There is no age limitations for savings and CD accounts, minors must be 12 or older to start a checking account or money market account.

Individual Retirement Accounts (IRAs), business accounts, and trust accounts are available in branch only, and are not available for online account opening.

Please keep in mind that rates are subject to change at any time, without notice. Your interest rate is guaranteed at the time of application approval. Accounts applied for online can only be in individual or joint ownership.

Accounts are funded by ACH. When opening a checking, savings, or money market account, funds will be deposited into your new account when the ACH is received by KS StateBank. CDs are open and active when applications are approved, and receive provisional credit immediately. Funds will be debited from your funding account in 1 to 3 business days.

What do I need to open an account online?
If you’re ready to get started, make sure you have the following items handy for everyone that will be on your account. If you choose to have a joint owner, they will be sent an email once you've completed your part of the application and prompted to enter their information.

  • Valid ID (driver’s license, state issued ID, U.S. passport, or Permanent Resident Card)
  • Social Security number
  • Date of birth
  • Email address
  • Funding account information: Either your online banking credentials or your account number and routing number associated with your funding account
Please note: We reserve the right to limit online applications.
 
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High-Balance Deposits

Have peace of mind knowing we can assist you to obtain access to multi-million-dollar FDIC protection.