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Personal Services

At KS StateBank, our goal is to make sure that you are happy with us as your banking partner now and in the future.


We’ve created a lineup of convenient personal services that literally bring the bank to you, whenever you need us and wherever you go.

Whether you want the convenience of a Debit or Credit Card, like to manage your account online with products like Online Banking and Bill Payment, or just want to have a way to check your balance on the fly with something like Text or Telephone Banking, we’ve got you covered.
More convenient and more secure than a checkbook, having a KS StateBank Debit Card can simplify your life.

  • Use anywhere MasterCard® is accepted, including online
  • Get quick cash at ATMs worldwide
  • Get free withdrawals at non-KS StateBank ATMs*
  • Have peace of mind with MasterCard® Zero Liability Protection when you sign for purchases while using your card**
  • Add access to your other deposit accounts by request; once added, accounts can be accessed from any ATM for withdrawals, transfers and balance inquiries
If you believe your Debit Card has been lost or stolen, please contact us immediately at 800-588-6805, report it through your Online Banking account (under the options menu) or send us a Secure Message through Online Banking (Secure Messages are only checked during business hours).


*KS StateBank will not charge a fee; you may still incur a charge from the other financial institutions.
**Some restrictions apply.
Credit Cards are great for giving you extra buying power, building your credit and ensuring that you're prepared for anything unexpected.

  • Competitive rates
  • No annual fees and no finance charges if your balance is paid in full each month
  • Easily view statements and make payments online
  • Benefit from contactless payments

You can drop off your completed application at any of our branches or mail it to:
KS StateBank
PO Box 1968
Manhattan, KS 66505

If you believe your KS StateBank Credit Card has been lost or stolen, please call 855-293-2458.
Bankers’ hours are truly a thing of the past. Whether you want to use the entire Online Banking suite of services or you want to pick and choose—we’ve got everything to keep you connected to your account around the clock.

  • Easily pay all of your bills with free Bill Payment
  • Track everyday expenses and set goals with our financial management tool, My Money
  • Free E-Statements are kept for up to 7 years
  • Transfer funds between your KS StateBank accounts
  • Bank to Bank Transfers allows you to move money between your KS StateBank accounts and accounts at other institutions (fees may apply)
  • Securely communicate with Client Care by Secure Message when you have account questions, need to place a stop payment or want to update your mailing/address information
  • Get a Virtual Secure Token and add an extra layer of security to your Online Banking account

If you believe someone has stolen your identity, act quickly! Immediately report any stolen information to KS StateBank and to the local police department.

Read the full Online Banking Services Agreement for more details.
Stay connected to your money from just about anywhere with Mobile Banking.

With our Mobile Banking app, we’re in the palm of your hand (literally). Download the app and get almost all of the same functionality that you have with Online Banking from your smartphone or mobile device.

  • Keep tabs on your balance, transfer funds, view transactions or review loan information
  • Pay all of your bills from your mobile devise with Bill Payment
  • Transfer funds between your KS StateBank accounts
  • Manage your Debit Card - add travel notices, activate your new card, and flag your card as lost or stolen
  • Access and manage E-Statements and notices
  • Easily locate branches or ATMs—search by city, ZIP code or use your location feature on your phone
  • Download our app from Google Play, the Apple App Store or the Amazon Appstore

Normal data usage charges from your wireless carrier may apply; contact your carrier for details. Android™ is a trademark of Google Inc.

Depositing checks is safe, fast and easy when using Mobile Deposit.

This service is conveniently located in your Mobile Banking app, and it’s free for all KS StateBank clients. After you’re enrolled, you’ll simply enter deposit details, snap a picture of the front and back of a properly endorsed check and submit it for deposit. When the deposit is accepted, you’ll receive a notification on your device. And that’s it! Your check will have been delivered to the Bank as safely and securely as if you’d taken it to a branch.

  • Must have an active Online Banking account
  • Only available through our Mobile Banking app
  • View 30 days’ history of all deposits made through Mobile Deposit
  • Checks must be endorsed by all payees and include "Mobile deposit at KS StateBank"

Normal data usage charges from your wireless carrier may apply; contact your carrier for details. Android™ is a trademark of Google Inc.

Stay in control of your debit card by quickly locking and unlocking it from our Mobile Banking app.

Reduce fraudulent transactions by easily locking your debit card from the KS StateBank Mobile Banking app until you are ready to use it, especially if you've misplaced your card.

  • Simply enroll in SecureSwipe from our app to get started.
  • Once your card is locked, it will be inactive. One‒time debit transactions will be declined, but recurring debit card transactions will be processed.*
  • Unlock your debit card from the Mobile Banking app when you’re ready to make a purchase.

*Locked cards will accept payments only if flagged by the merchant as recurring. In some cases, the first in a series of recurring payments may fail because it is seen as a one-time payment. The card will need to be unlocked to perform the transaction. Some local businesses may not currently send recurrence information with automated debits. SecureSwipe users are reminded to check their accounts frequently to ensure all bills are paid on time and, if not, to make different payment arrangements for those merchants. 
Need a balance? No problem! Just text us.

Text Banking is a free service that allows you to quickly request and receive account information via text message. Plus, if you use our Mobile Banking app, we can text you too.

  • Sign up and activate your accounts through the Mobile Banking app by clicking on Text Banking in the main menu; if you don’t have the Mobile Banking app, call Client Care at 800-588-6805 or stop by one of our branches and we can set you up
  • Check account balances on your checking and savings accounts and receive recent transaction history with Two-Way Text Banking:
    • Text BAL to 800-588-6805—for available balances on all accounts tied to your Online Banking
    • Text BAL with the last four of your account number or pseudo name to 800-588-6805 to receive your available balance for one specific account
    • Text HIST to 800-588-6805—for the last five transactions that have posted to your accounts
    • Text HIST with the last four of your account number or pseudo name to 800-588-6805 to receive transaction information for one specific account
    • Text STOP to 800-588-6805—to deactivate your alerts and remove enrollment in the service
    • Sign up for Text Alerts (available to Mobile Banking app users only) to get balance or transaction alerts

KS StateBank doesn't charge a fee for this service. Check with your mobile provider to see if any text messaging and web access charges may apply.
This free, automated telephone banking system is available 24 hours a day, 7 days a week at 785-587-4040 or 866-587-4040.

  • Get balance and transaction information
  • Transfer funds, place a stop payment and verify loan payments
  • Press 8* at anytime during your call to use the voice recognition feature
  • Available in English or Spanish
Service at your fingertips. Text our Client Care team at 800-588-6805 with questions about your account.

Text Concierge offers another way for you to safely communicate with us. Whether you have questions about opening a new account, need to know the hours for your nearest branch, we're just a text away.

You can also text us straight from our Mobile Banking app. Just look for the Text Us Now button and our phone number populates on your text screen.

KS StateBank doesn't charge a fee for this service. Check with your mobile provider to see if any text messaging charges may apply.












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Personal

Get the funds you need for life's milestones and dreams.